Lloyds Bank Foundation for England and Wales - Enable Programme

Status: Open to applications


Smaller short term grants are available to strengthen charities and CIOs in England and Wales which support people aged 17 years and older who are experiencing one or more of the complex social problems as specified by the Enable Programme.


Maximum Value: £ 15,000

Value Notes

Grants are available for up to a total £15,000 across one or two years.

Extended Desciption

The Lloyds Bank Foundation for England and Wales provides the Enable Programme to registered charities and charitable incorporated organisations (CIOs) in England and Wales that have identified clear development needs.

The funding is intended to strengthen charities and CIOs which work with people aged 17 years and older who are experiencing one or more of the complex social problems as specified by the Enable Programme.

The Enable grants fund opportunities for charities to develop, or trial new approaches to service delivery, so they can become more effective in their work. This could be, for example, to improve their capability in areas such as business development and planning, monitoring, leadership and governance and communications. An Enable grant could put charities in a stronger position to deliver services and attract more volunteers, funding and support.

Latest Informaiton 

There are no deadlines. Applications are accepted on an ongoing basis with notification of decisions within four months of receipt of application.

Key Criteria

Charities and charitable incorporated organisations (CIOs) that are registered with the Charity Commission in England and Wales are eligible to apply.

To e eligible, applicants must:

  • Have an income of between £25,000 and £1 million.
  • Work with people aged 17 years and over who are facing the complex social issues listed below.
  • Have at least one year of published accounts covering a 12 month operating period.
  • Have been delivering direct services for at least one year.
  • Have free reserves of less than 12 months’ expenditure in the last set of published accounts.
  • Have a bank account in the organisation's name.
  • Have an active board of at least three unrelated Trustees.
  • Be operating within the charity’s registered charitable objects.
  • Operate mainly in England and Wales.

Organisations must be working with people aged 17 years and older who are experiencing complex social issues resulting in a significant impact on their lives. Applicants need to demonstrate:

  • They work with individuals in depth.
  • The work is person centred, holistic, and targeted on the people they are seeking to support.
  • A journey of change towards a positive outcome/s.

Their work should address the following complex social issues:

  • Domestic abuse – the work supports:
    • People who have experienced domestic abuse – an incident or pattern of incidents of controlling, coercive, threatening, degrading and violent behaviour, including sexual violence.
    • Perpetrators – people who have systematically abused another person to gain power or control in a domestic or intimate relationship.
  • Sexual abuse and exploitation – people who have experienced:
    • Sexual violence
    • Honour-based violence.
    • Female genital mutilation.
    • Adults who experience trauma from sexual exploitation in their childhood.
    • People who have been groomed.
    • People who have been sexually exploited online.
    • People involved in sex work where it has a significant adverse impact on their lives.
  • Mental health – people who are managing mental health problems resulting in significant disruption to everyday living or in recovery from an episode of such problems occurring in the last two years.
  • Homelessness and vulnerably housed – people with no accommodation; living in temporary, overcrowded accommodation; or who are vulnerably housed where there is a high risk of becoming homeless.
  • Offending, prison or community service – people with a history of offending which significantly impacts on everyday life; rehabilitation of and prevention of reoffending for people with a custodial or community service sentence.
  • Care leavers - people who are currently managing the transition from having spent time in care as a child (under the age of 18 years). This could be in foster care, residential care, or other arrangements outside the immediate or extended family.
  • Learning disability - people who have a learning disability that significantly impacts on their well-being especially those who are managing the transition from residential or family care to independent living.
  • Addiction and dependency on alcohol, drugs, substances and/or gambling for people whose lives are significantly affected by their addiction and dependency on alcohol, drugs, substances, and/or gambling.
  • Trafficking and modern slavery - people who have been trafficked or forced against their will into labour or marriage.
  • Young parents - parents under the age of 21 years whose health, education, finances and opportunities are significantly affected by parenthood.
  • Asylum seekers and refugees - asylum seekers or have been granted refugee status in the last two years.

Eligible Expenditure

The funding is for activities related to the development and improvement of the charity’s capability. Examples include:

  • Pilot initiatives, to trial new ways of delivering programmes.
  • Strengthening monitoring systems.
  • Creating stronger business plans and service development plans.
  • Improving the charity’s marketing and communications.
  • Investigating mergers, partnerships, shared services and contracts.
  • Developing new streams of income and enterprise for the charity.
  • Expanding the charity’s capacity to reach new audiences and recruit volunteers.
  • Improving structures and systems, for example in finance, HR, risk management and volunteer management.
  • Quality standards (please note that if applicants already hold a quality mark, they cannot apply for renewal costs under the Enable programme).


Funding is not available for the following:

  • Organisations that are not registered with the Charity Commission.
  • Community Interest Companies.
  • Second or third tier organisations, unless there is evidence of direct services to individuals with multiple disadvantage.
  • Charities whose primary purpose is to give funds to individuals or other organisations.
  • Hospitals, health authorities or hospices.
  • Rescue services.
  • Nurseries, pre-schools or playgroups.
  • Schools, colleges or universities.
  • Animal charities.
  • Charities working outside England and Wales.
  • Medical care or medical research.
  • On-line or telephone advice service.
  • Events or short term interventions including holidays, expeditions and trips.
  • Activities for which a statutory body is responsible.
  • Significant capital purchases or building work. This includes IT, building work, purchase of vehicles and equipment etc.
  • Environmental, arts based or sports activities. However, consideration will be given to requests from charities that use these activities as part of the transition process.
  • The promotion of religion. This does not exclude organisations that may have a religious element to them as long as their charitable objectives show a wider benefit other than just religion and they are working with the identified groups through transition points.
  • Loan repayments.
  • Sponsorship or funding towards an appeal.
  • Work that has already taken place.
  • Evaluation which is not related to the funded work.
  • Professional qualifications such as ACCA.
  • Professional fundraisers or bid writers.
  • Redundancy payments.

Application Procedure

There is a three step application process:

  • Applicants should first read the online guidelines and complete the online eligibility checklist.
  • Once the eligibility checklist is completed, applicants will be given access to the online Initial Application Form.
  • Groups that are eligible will be contacted by a Grant Manager to arrange a visit and to discuss their application. If appropriate, the group will be invited to complete the full application online.

 Contact the Lloyds Bank Foundation for England and Wales for further information.

Addresses and Contacts

Contact details:
Lloyds Bank Foundation for England and Wales 
Pentagon House 
52-54 Southwark Street 
0870 411 1223

Applications can be found on their website